Consumer Demand for Arbitration

Filed with: American Arbitration Association

Date: May 6, 2026


American Arbitration Association

Consumer Arbitration Rules
Demand for Arbitration

American Arbitration Association
Case Filing Services
120 Broadway, Floor 21 – Intake
New York, NY 10271
https://www.adr.org
AAA Customer Service: 1-800-778-7879

Consumer

Name: Youras Ziankovich
Address: 601 W Baker Rd., Unit 11
City: Baytown
State: Texas
Zip Code: 77522
Telephone: (346) 223-0284

Representative

Representative: Youras Ziankovich (pro se)
Firm: Law Office of Youras Ziankovich, P.C.
Address: 601 W Baker Rd., Unit 11
City: Baytown
State: Texas
Zip Code: 77522
Telephone: (346) 223-0284
Email: business@ziankovich.com

Business

Name: Wise US Inc.
Address: 30 W 26th St, 6th Floor
City: New York
State: New York
Zip Code: 10010

Business Representative

Representative: Reid S. Manley
Firm: Burr & Forman, LLP
Address: 420 North 20th Street, Suite 3400
City: Birmingham
State: Alabama
Zip Code: 35203
Telephone: (205) 458-5439
Email: rmanley@burr.com

Filing Party

Party filing this arbitration case: Consumer

Claim and Relief Requested

Amount of Claim: $350,000, including compensatory and punitive damages; amount to be determined at hearing.

Other Relief Sought: Declaratory and injunctive relief; punitive damages.

Dispute Summary

This dispute arises from Defendant’s wrongful restriction and termination of Plaintiff’s financial account and transactions.

Defendant selectively enforced its policies using Belarus-related identifiers as a proxy risk factor, resulting in discriminatory treatment and interference with lawful financial activity.

Defendant further created false implications that Plaintiff was engaged in illegal or prohibited activity, causing reputational harm.

Claims include discrimination in contractual relations, breach of contract, and defamation.

Requested Arbitrator Qualifications

Experience in consumer financial services, contract disputes, and discrimination-related claims.

Requested Process

Type of process requested: Evidentiary Hearing

Requested hearing format: In-Person

Locale: Houston, Texas

Signature

Date: May 6, 2026